Net Worth
 
1. Do you have adequate cash reserves?
Yes No Not Sure
2. Are you consumer debt free?
Yes No Not Sure
3. Are you satisfied with your net worth?
Yes No Not Sure
Cash Flow:  
4. Do you have a budget and stick to it?
Yes No Not Sure
5. Are you satisfied with the amount you have available for savings or investment after payment of monthly living expenses?
Yes No Not Sure
Tax Planning:
  
6. Do you know your projected income tax before year-end?
Yes No Not Sure
7. Are you satisfied that you have taken maximum advantage of available tax reduction opportunities?
Yes No Not Sure
Estate Planning:
  
8. Are your wills current?
Yes No Not Sure
9. Have you reviewed your estate plan and wills within the past five years?
Yes No Not Sure
10. Is your estate designed to minimize taxes and fees?
Yes No Not Sure
11. Do you have any assets that need special attention after your death?
Yes No Not Sure
Investments:
  
12. Have you reviewed your investment portfolio within the past six months?
Yes No Not Sure
13. Are you satisfied with the diversification of your investment portfolio?
Yes No Not Sure
14. Are you satisfied with the performance of your investment portfolio?
Yes No Not Sure
Risk Management:
  
15. Are you satisfied that your insurance coverage is adequate?
Yes No Not Sure
16. Will your insurance cover your family's needs in the event of death or disability?
Yes No Not Sure
17. Do you have an umbrella liability policy?
Yes No Not Sure
Education Funding:
  
18. Have you established college funds for your children?
Yes No Not Sure
19. Have you planned adequately to provide for your children's education?
Yes No Not Sure
Retirement Planning:
  
20. Are you saving for retirement?
Yes No Not Sure
21. Do you know what rate of return you must realize on your retirement investment to maintain your lifestyle and keep pace with inflation?
Yes No Not Sure
22. Are you satisfied that your current retirement savings program will provide you with a comfortable retirement?
Yes No Not Sure
23. Are you maximizing your options and benefits with your retirement plan? (SEP, KEOGH, Simple Plan, IRA, Roth IRA, etc.)
Yes No Not Sure
Business Planning:
  
24. Have you planned for a successor at the time of your retirement or death?
Yes No Not Sure
25. Is the value of your interest in the business more than 50 percent of your net worth?
Yes No Not Sure
Concluding Question:  
26. Do you need financial planning assistance?
Yes No Not Sure
 
 
 
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